Posted by VICTOR BROOKS on December 25, 1998 at 10:11:35:
In Reply to: Re: LOANS FROM PRIVATE LENDERS posted by TOCHTLI SC on November 29, 1998 at 20:22:55:
:
: Loans from US$2 Million and up available to qualified borrowers with Prime Bank Guarantees. Simple application, procedure, quick funding, and very good terms and interest rates. For information contact Ron Czerepak at e-mail or Ph/Fax: (562)-426-5778 USA.
Please let me know more informationCAN YOU HELP US WITH THIS PROJECT?
Financing Proposal
for
The Pelican Health Resort Hotel &Clinic
BARBADOS--West Indies
By
Dr. Victor Brooks MB.BS.
The Garden, St. James
Phone: 246-4225662
And
Dr. John Albert Casey MD.
142 E 56th Street
Brooklyn, N.Y. 11203
Statement of Purpose
The Pelican Health Hotel is asking for a loan of US.$2, 000,000 in order to purchase equipment, inventory and a suitable property for conducting the business of alternative medicine and natural health, to make improvements on the property and maintain sufficient cash reserve and working capital . 'I'he sum of US $2,000,000 should be sufficient to finance the opening 1)phase of' this new business and bring it to the point where the business can operate on an ongoing basis as a profitable enterprise.
A Description of The Pelican Health Hotel
'I'he Pelican Health Hotel Resort is a medical company. specializing in providing services in the area of alternative medicine and natural health to both Barbadians and visitors with a heavy emphasis on medical tourism. The company hopes to open for business late in 1999.
We expect the demand for our services to be great and remain steady throughout the year with greatest demand at the height of the tourist season [December -March ]. We plan to build up demand through severalmarketing strategies such as direct mailings and advertisements on radio .television. the print media and on the WWW.
.
The market
The Pelican Health Hotel Resort will provide high quality state of the art alternative medicine and natural health services in a luxurious spa environment to both Barbadians and visitors with a strong emphasis on medical tourism. We define a medical tourist as any person who visits Barbados for health reasons. Although the concept of medical tourism is relatively new to the Caribbean, health and tourism experts estimate that 2% of Americans who visit the Caribbean do so for health reasons. In addition there is a significant number of persons in the U. S. and other countries including Barbados who do not respond well to conventional treatment of their conditions or who simply prefer an alternative approach to managing their - health. Many of these people would be willing to travel to Barbados and pay top dollar for specialized treatments with alternative medicine which may be unavailable or unreasonably expensive in their own country. A certain percentage of medical tourists may be considered spa clientele. 'Ihese are reasonably healthy persons who simply want to reduce stress, and enjoy a health oriented vacation.
In Barbados and the rest of the Caribbean , alternative medicine and medical tourism present a viable virgin market.. We aim to capitalize on this previously untapped economic reservoir by providing the region's most comprehensive range of services in this field. We view the entire upper and upper middle income segment of Barbadian society as a potential local market which will keep demand for our services fairly constant throughout the year. We consider individuals in the upper income bracket of the contiguous Caribbean nations as a potential regional market, since many of these people are accustomed to visiting Barbados for medical services or to conduct business and would probably welcome the opportunity to utilize the services we provide. Each tourist who visits Barbados will be considered a potential client and thus a part of our international market which will also include persons attracted to Barbados as a direct result of the services we offer and our strategic marketing. It should be pointed out that many of the services we hope to offer are being offered by a few non professionals in a most haphazard and potentially dangerous way.
'I'he Barbadian and regional markets will be reached by radio, television and newspaper advertising as well as by direct presentations. The international market will be reached by direct mail , and advertising in the health, and vacation sections of selected newspapers and magazines. We do not anticipate any difficulty reaching this market since the demand for high quality alternative medicine and natural health services including spas is on the increase in Barbados and worldwide. It should be emphasized that from a financial perspective, alternative medicine and natural health represents a substantial market. For example in 1993 The New England Journal of Medicine reported that in 1990 Americans made an estimated 425 million visits to providers of unconventional therapy. This number exceeds the number of visits to U.S. primary care physicians (388 million). Expenditures associated with the use of unconventional therapy In 1990 amounted to approximately $13.7 billion, three quarters of which ($10.3 billion) was paid out of pocket. This figure is comparable to the $12.8 billion spent annually for all hospitalizations in the U.S.
'I'he Competition
There is no facility anywhere in the Caribbean offering a full range of state of the art alternative medicine and natural health services in a luxurious atmosphere as proposed for the Pelican Health Hotel. Our competition can be classified in two groups, clinics and resorts and spas.
A. Clinics.
There are several clinics in the Caribbean offering alternative medicine to the local Population. Most of these are of dubious quality and do not promote the ambiance required to attract the upper classes of the local society, much less medical tourists and consequently pose no threat to The Pelican Health Resort Hotel. A few clinics in the Caribbean offer high quality alternative medicine, however these are very restricted in scope, For example, The Immunoaugmentative Therapy Clinic in the Bahamas only treats cancer. This restricted range of services reduces the ability of these clinics to compete effectively for a greater share of the market. Other clinics in the Caribbean offer a reasonably wide range of services but generally do not provide accommodations suitable for medical tourists. 'I'hese clinics attract patients from other Caribbean countries. Apart from failing to provide quality accommodations , these clinics do not generally seek to attract medical tourists from outside of the region and therefore are not likely to prevent 'I'he Pelican Health Resort Hotel from establishing its share of the international market.
B. Resorts and Spas.
There are many excellent resorts and spas in the Caribbean. 'I'hese fall into two categories, resorts and health program spas.
Resorts are facilities where clients can select a regular luxury vacation , one focused on healthy lifestyle. 'I'hese offer exercise classes, a healthy diet, gyms , outdoor sports and various forms of pampering and beauty treatments, but do not offer alternative medicine, and market their services to those who seem more interested in fun than health. Some notable resorts include Four Seasons in Nevis, Le Sport in St. Lucia, Le Meridien in the Bahamas and Swept Away in Jamaica . 'I'hese have all cornered their share of the market but do not pose a significant threat to The Pelican Health Resort Hotel since resorts do not usually offer any specific health program.
Health program spas are facilities which offer specific programs emphasizing health.
These usually focus on physical fitness, weight management and yoga. A physician is usually on staff to give medical exams and conventional medical treatment. One spa ,La Casa de Vida Natural in Puerto Rico has an acupuncturist and a Naturopathic doctor on site, offers a wide range services and could be a Strong competitor. Despite this we are confident that The Pelican Health Resort Hotel will be able to corner its share of the market by providing a wider range of services which will be technically superior and presented with greater ambiance than offered by tills competitor. We also plan to market our services more strategicaly.
Another major competitor in this field is L'Aqualigne in St. Marteen. L'Aqualilgne offers massage ,a weight loss program , plastic and reconstructive surgery and dermatology. Treatments include liposuction, sclerosis injections and collagen implants. L'Aqualigne has already established itself as a leader in the area of beauty enhancement with a large international clientele. L'Aqualigiie is a major competitor for the medical tourism dollar, however it has a strong orientation towards conventional medicine and is not likely to pose a threat to The Pelican Health Resort Hotels ability to corner a fair share of the market for alternative medicine.
Malvern Great House Holistic Center located in St. John, Barbados offers accupressure diet, herbal remedies, hypnotherapy, iridology, and massage. The major emphasis is to promote spiritual healing, consequently , the atmosphere is calm and restful . Since its opening in 1994 this facility has dominated the local market in the absence of any real competition. We believe however that The Pelican Health Resort Hotel would have little difficulty replacing Malvern Great House Holistic Center as the major provider of alternative medicine in Barbados as a result of our superior services such as acupuncture instead of acupressure. In addition Malvern Great House Holistic Center does not have an onsite physician whereas The Pelican Health Resort Hotel will be owned and operated by physicians trained in both conventional and alternative medicine.
The Location
The Pelican Health Resort Hotel will be situated at a location conducive to the operation of a business of this type. Market research Indicate that two different types of appropriate locations are available in Barbados.
A beachfront location with direct or reasonable access to the ocean is the most popular with medical tourists. This provides a peaceful setting with the therapeutic value of the sea breeze. Historically people have taken vacations at the seashore for - the health benefit. Most hotels and guest houses in Barbados are situated in close proximity to the beach.
Alternatively, an inland location which provides a good view of the ocean and countryside is acceptable though not as desirable as one with a beachfront. Certain inland properties referred to as Great Houses usually meet the above criteria. In addition Great Houses are attractive to visitors because of their historic and archaeologic significance. Most Great Houses are situated oil large parcels of land which could be sculptured into lawns, orchards and exotic flower gardens, to provide a sense of tranquility and thus promote a healing environment.
The Management Of the Business
John A. Casey M.D. will serve as President. Dr. Casey graduated front Ross University
School of Medicine in 1982. Dr. Casey studied Alternative Medicine at Medicina Alternitava-The International Open University For Complementary Medicines, receiving diplomas in Acupuncture and Homeopathy in 1988. He received the degrees of Doctor of Oriental Medicine and Doctor of Alternative Medicine in 1991. Dr. Casey is registered with the Commonwealt Secretariat in London as a Fellow of the Commonwealth Institute of Acupuncture and Natural Medicines. Dr Casey conducts a successful practice of Alternative Medicine and Natural Health in New York where he has an international clientele and is a specialist consultant to the health food and aesthetic industries. He is an international affiliate of Medicina Alternativa. In addition Dr. Casey lectures as a professor of Anatomy,Physiology and Medical Microbiology at two New York Universities.
Victor Brooks MB.BS., will serve as Medical Director. Dr. Brooks graduated from the University of the West Indies School of Medicine in 1979 and is a registered Medical Practitioner in Barbados. Dr. Brooks has served as a general practitioner in the Public Service for over19 years ,including stints in forensics for the local police force. He is maedical officer to the Fire Department ,and has also served the prisons and defence force in this capacity. He has lectured at the local Community College in Pharmacology and is certified by the Canadian College of Naturopathic Medicine in Botanical Medicine.
Personnel
The Pelican Health Resort will initially employ 15 persons to assist in the following areas.
I . Receptionist
2. Medical assistants & Nursing staff
3. Chef
4. Kitchen staff
5. Maintenance
6. Security/gardener
The following personnel will be contracted on an on call basis
I .Masseur
2. Aestectitians specializing in hair , skin care, facials and nails.
3. Exercise instructor
4. Yoga instructor
5. Tour Guide
'Ihe professional services of an accountant and marketing consultant will be required.
The Application and Expected Effect of The Loan
The $2,000,000 will be used in the following manner-.
Purchase of property $1 000, 000
Renovations on the property 200, 000
Equipment 200, 000
Working Capital 350,000
Inventory 50, 000
Reserve 200,000
Total $2, 000,000
21
1267,1268,1>
VICTOR BROOKS >
vickflick@hotmail.com>
Re: LOANS FROM PRIVATE LENDERS >
December 25, 1998 at 10:11:35>
Re: LOANS FROM PRIVATE LENDERS size=50>
: :
: Loans from US$2 Million and up available to qualified borrowers with Prime Bank Guarantees. Simple application, procedure, quick funding, and very good terms and interest rates. For information contact Ron Czerepak at e-mail or Ph/Fax: (562)-426-5778 USA.
Please let me know more informationCAN YOU HELP US WITH THIS PROJECT?
Financing Proposal
for
The Pelican Health Resort Hotel &Clinic
BARBADOS--West Indies
By
Dr. Victor Brooks MB.BS.
The Garden, St. James
Phone: 246-4225662
And
Dr. John Albert Casey MD.
142 E 56th Street
Brooklyn, N.Y. 11203
Statement of Purpose
The Pelican Health Hotel is asking for a loan of US.$2, 000,000 in order to purchase equipment, inventory and a suitable property for conducting the business of alternative medicine and natural health, to make improvements on the property and maintain sufficient cash reserve and working capital . 'I'he sum of US $2,000,000 should be sufficient to finance the opening 1)phase of' this new business and bring it to the point where the business can operate on an ongoing basis as a profitable enterprise.
A Description of The Pelican Health Hotel
'I'he Pelican Health Hotel Resort is a medical company. specializing in providing services in the area of alternative medicine and natural health to both Barbadians and visitors with a heavy emphasis on medical tourism. The company hopes to open for business late in 1999.
We expect the demand for our services to be great and remain steady throughout the year with greatest demand at the height of the tourist season [December -March ]. We plan to build up demand through severalmarketing strategies such as direct mailings and advertisements on radio .television. the print media and on the WWW.
.
The market
The Pelican Health Hotel Resort will provide high quality state of the art alternative medicine and natural health services in a luxurious spa environment to both Barbadians and visitors with a strong emphasis on medical tourism. We define a medical tourist as any person who visits Barbados for health reasons. Although the concept of medical tourism is relatively new to the Caribbean, health and tourism experts estimate that 2% of Americans who visit the Caribbean do so for health reasons. In addition there is a significant number of persons in the U. S. and other countries including Barbados who do not respond well to conventional treatment of their conditions or who simply prefer an alternative approach to managing their - health. Many of these people would be willing to travel to Barbados and pay top dollar for specialized treatments with alternative medicine which may be unavailable or unreasonably expensive in their own country. A certain percentage of medical tourists may be considered spa clientele. 'Ihese are reasonably healthy persons who simply want to reduce stress, and enjoy a health oriented vacation.
In Barbados and the rest of the Caribbean , alternative medicine and medical tourism present a viable virgin market.. We aim to capitalize on this previously untapped economic reservoir by providing the region's most comprehensive range of services in this field. We view the entire upper and upper middle income segment of Barbadian society as a potential local market which will keep demand for our services fairly constant throughout the year. We consider individuals in the upper income bracket of the contiguous Caribbean nations as a potential regional market, since many of these people are accustomed to visiting Barbados for medical services or to conduct business and would probably welcome the opportunity to utilize the services we provide. Each tourist who visits Barbados will be considered a potential client and thus a part of our international market which will also include persons attracted to Barbados as a direct result of the services we offer and our strategic marketing. It should be pointed out that many of the services we hope to offer are being offered by a few non professionals in a most haphazard and potentially dangerous way.
'I'he Barbadian and regional markets will be reached by radio, television and newspaper advertising as well as by direct presentations. The international market will be reached by direct mail , and advertising in the health, and vacation sections of selected newspapers and magazines. We do not anticipate any difficulty reaching this market since the demand for high quality alternative medicine and natural health services including spas is on the increase in Barbados and worldwide. It should be emphasized that from a financial perspective, alternative medicine and natural health represents a substantial market. For example in 1993 The New England Journal of Medicine reported that in 1990 Americans made an estimated 425 million visits to providers of unconventional therapy. This number exceeds the number of visits to U.S. primary care physicians (388 million). Expenditures associated with the use of unconventional therapy In 1990 amounted to approximately $13.7 billion, three quarters of which ($10.3 billion) was paid out of pocket. This figure is comparable to the $12.8 billion spent annually for all hospitalizations in the U.S.
'I'he Competition
There is no facility anywhere in the Caribbean offering a full range of state of the art alternative medicine and natural health services in a luxurious atmosphere as proposed for the Pelican Health Hotel. Our competition can be classified in two groups, clinics and resorts and spas.
A. Clinics.
There are several clinics in the Caribbean offering alternative medicine to the local Population. Most of these are of dubious quality and do not promote the ambiance required to attract the upper classes of the local society, much less medical tourists and consequently pose no threat to The Pelican Health Resort Hotel. A few clinics in the Caribbean offer high quality alternative medicine, however these are very restricted in scope, For example, The Immunoaugmentative Therapy Clinic in the Bahamas only treats cancer. This restricted range of services reduces the ability of these clinics to compete effectively for a greater share of the market. Other clinics in the Caribbean offer a reasonably wide range of services but generally do not provide accommodations suitable for medical tourists. 'I'hese clinics attract patients from other Caribbean countries. Apart from failing to provide quality accommodations , these clinics do not generally seek to attract medical tourists from outside of the region and therefore are not likely to prevent 'I'he Pelican Health Resort Hotel from establishing its share of the international market.
B. Resorts and Spas.
There are many excellent resorts and spas in the Caribbean. 'I'hese fall into two categories, resorts and health program spas.
Resorts are facilities where clients can select a regular luxury vacation , one focused on healthy lifestyle. 'I'hese offer exercise classes, a healthy diet, gyms , outdoor sports and various forms of pampering and beauty treatments, but do not offer alternative medicine, and market their services to those who seem more interested in fun than health. Some notable resorts include Four Seasons in Nevis, Le Sport in St. Lucia, Le Meridien in the Bahamas and Swept Away in Jamaica . 'I'hese have all cornered their share of the market but do not pose a significant threat to The Pelican Health Resort Hotel since resorts do not usually offer any specific health program.
Health program spas are facilities which offer specific programs emphasizing health.
These usually focus on physical fitness, weight management and yoga. A physician is usually on staff to give medical exams and conventional medical treatment. One spa ,La Casa de Vida Natural in Puerto Rico has an acupuncturist and a Naturopathic doctor on site, offers a wide range services and could be a Strong competitor. Despite this we are confident that The Pelican Health Resort Hotel will be able to corner its share of the market by providing a wider range of services which will be technically superior and presented with greater ambiance than offered by tills competitor. We also plan to market our services more strategicaly.
Another major competitor in this field is L'Aqualigne in St. Marteen. L'Aqualilgne offers massage ,a weight loss program , plastic and reconstructive surgery and dermatology. Treatments include liposuction, sclerosis injections and collagen implants. L'Aqualigne has already established itself as a leader in the area of beauty enhancement with a large international clientele. L'Aqualigiie is a major competitor for the medical tourism dollar, however it has a strong orientation towards conventional medicine and is not likely to pose a threat to The Pelican Health Resort Hotels ability to corner a fair share of the market for alternative medicine.
Malvern Great House Holistic Center located in St. John, Barbados offers accupressure diet, herbal remedies, hypnotherapy, iridology, and massage. The major emphasis is to promote spiritual healing, consequently , the atmosphere is calm and restful . Since its opening in 1994 this facility has dominated the local market in the absence of any real competition. We believe however that The Pelican Health Resort Hotel would have little difficulty replacing Malvern Great House Holistic Center as the major provider of alternative medicine in Barbados as a result of our superior services such as acupuncture instead of acupressure. In addition Malvern Great House Holistic Center does not have an onsite physician whereas The Pelican Health Resort Hotel will be owned and operated by physicians trained in both conventional and alternative medicine.
The Location
The Pelican Health Resort Hotel will be situated at a location conducive to the operation of a business of this type. Market research Indicate that two different types of appropriate locations are available in Barbados.
A beachfront location with direct or reasonable access to the ocean is the most popular with medical tourists. This provides a peaceful setting with the therapeutic value of the sea breeze. Historically people have taken vacations at the seashore for - the health benefit. Most hotels and guest houses in Barbados are situated in close proximity to the beach.
Alternatively, an inland location which provides a good view of the ocean and countryside is acceptable though not as desirable as one with a beachfront. Certain inland properties referred to as Great Houses usually meet the above criteria. In addition Great Houses are attractive to visitors because of their historic and archaeologic significance. Most Great Houses are situated oil large parcels of land which could be sculptured into lawns, orchards and exotic flower gardens, to provide a sense of tranquility and thus promote a healing environment.
The Management Of the Business
John A. Casey M.D. will serve as President. Dr. Casey graduated front Ross University
School of Medicine in 1982. Dr. Casey studied Alternative Medicine at Medicina Alternitava-The International Open University For Complementary Medicines, receiving diplomas in Acupuncture and Homeopathy in 1988. He received the degrees of Doctor of Oriental Medicine and Doctor of Alternative Medicine in 1991. Dr. Casey is registered with the Commonwealt Secretariat in London as a Fellow of the Commonwealth Institute of Acupuncture and Natural Medicines. Dr Casey conducts a successful practice of Alternative Medicine and Natural Health in New York where he has an international clientele and is a specialist consultant to the health food and aesthetic industries. He is an international affiliate of Medicina Alternativa. In addition Dr. Casey lectures as a professor of Anatomy,Physiology and Medical Microbiology at two New York Universities.
Victor Brooks MB.BS., will serve as Medical Director. Dr. Brooks graduated from the University of the West Indies School of Medicine in 1979 and is a registered Medical Practitioner in Barbados. Dr. Brooks has served as a general practitioner in the Public Service for over19 years ,including stints in forensics for the local police force. He is maedical officer to the Fire Department ,and has also served the prisons and defence force in this capacity. He has lectured at the local Community College in Pharmacology and is certified by the Canadian College of Naturopathic Medicine in Botanical Medicine.
Personnel
The Pelican Health Resort will initially employ 15 persons to assist in the following areas.
I . Receptionist
2. Medical assistants & Nursing staff
3. Chef
4. Kitchen staff
5. Maintenance
6. Security/gardener
The following personnel will be contracted on an on call basis
I .Masseur
2. Aestectitians specializing in hair , skin care, facials and nails.
3. Exercise instructor
4. Yoga instructor
5. Tour Guide
'Ihe professional services of an accountant and marketing consultant will be required.
The Application and Expected Effect of The Loan
The $2,000,000 will be used in the following manner-.
Purchase of property $1 000, 000
Renovations on the property 200, 000
Equipment 200, 000
Working Capital 350,000
Inventory 50, 000
Reserve 200,000
Total $2, 000,000